Business Improvement :
Who Smart? Who Stupid?

Smart (Gainer) / Stupid (Loser)

 

01. Business is getting harder, price is getting higher, inflation. So business is slow.

 

Who says price is getting cheaper?

Who mentions that business is getting easy to deal with?

 

If today is the best environment you have, why not try your best now?

 

If the price is lower, does it mean you could achieve the target double or triple consistently?

 

 

 

 

 

02. What is the best time to get a loan? When a Business is doing well or doing worst?

      When the business is doing well. Pay as usual, since more bankers would find you.

      When the business is bad. Pay more, so that bankers would notice your ability.
 

03. Every year sales increases, expenses increases yearly also. However, the company

      owes people more and more yearly, perhaps getting much bad conditions.

      Tend to spend more unwisely for tax purposes for reducing tax payment.

      Reason: Did not consult tax agent properly or receive info properly.

      Reason: Mostly due to Debtors' collection term is longer, cash in hand less.

      Result: Tend to spend more.

 

04. The company is working fine, if not, the company does not stay for so long.

      I still have cars, machine, stocks, land, and properties on hand.

      Reason: Did not know that it is still under loan and term of payment.

 

05. I still make a profit in my company. I do not believe in accounts.

      Reason: Did not check the expenses being spent, only comparing buy and sell value.

 

06. This company is loss, is a bad record. So I decide to open another company

      with same nature of business. The rental is cheap for a good location.

      Result: The existing company keeps on losing.

                 The new company is being confused about cheap rental, for best locations,

                 by pulling the existing company resources for new locations,

                 who could pay the debts for the current existing company.

                 Unless new company is performing twice or triple of the result.

      

07. The directors know how to operate the biz, technically to be smart to

      provide low cost solution to solve big problem.

      Such as, spend less money to the important people that directly solving

      the whole company's problem, and spend most of the money to the less important

      people that perform routine job, and less important issue.

      In summary, when the medicine is being used, it is actually a very low dose, that

      it is impossible to fight with cancer that spread from many years ago.

 

08. People did not study also could earn as much as those who studied.

      Reason: People do not know those did not study well were working hard for it.
 

09. How come those who studied well do not necessarily achieve better in life?
      Reason:

      a) They are more to theory study and through books to find an answer.

           Lack of the spirit of challenging themselves to the fullness.

           More towards attitude. such as "I have a Master", what do you have? instead of

           I have a Master, I should have a bigger responsibility to the society, to the nation.

 

      b) They are normally think that they study all for their parents.

          They do not really care much about achieve a better fruitful life, or they might be

          achieving a better life by becoming a more selfish centre person.

 

10.  Argument between directors.

       I did not involve with the management, I did not know what happen to the company.
       It is only your fault.
       Reason: Being a sleeping director, does it mean to deny everything happen to the company?
       Most director forgot about company director's code of ethics. Director definition found at SSM. 

       

 

DEFINITION

In the context of this Code, a company director means any person occupying the position of director
of a corporation by whatever name called, and includes a person in accordance with whose directions
and instructions the directors of a corporation are accustomed to acting, and an alternate or
substitute director. A director also includes both executive and non-executive director as well as
executive and non-executive chairman.